Whether it’s your a first time or your last time, the process of financing a home loan can seem daunting. However, we specialize in helping our clients simplify the process. From your loan application to closing, we work closely with your lender and attorney. We’ve discovered over the years, great communication insures a smooth transaction.
The first step in financing a home is to connect with a mortgage loan specialist. The goal in the beginning is to discover the best financing program for your unique financial situation. Who you choose is extremely important. We work with the best mortgage professionals in the industry and will be happy to make a suggestion.
Why Get Pre-Approved?
Getting pre-approved for a loan gives you clarity, confidence and buying power! It’s important to focus on the right price range. You want to make sure you are spending your time wisely. Focusing on properties you can buy today makes looking at homes more exciting! Over the years, we have found that buyers need to understand the market to feel comfortable making a decision. Then, making an offer with a strong pre-approval letter will encourage a seller to take it seriously.
So how do you get a pre-approval? When you consult with your lender regarding financing a home, you will fill out a loan application. This is typically done either online of in person. The lender will ask you for information about your income, assets, and any existing loans or debts. Then, based on this information the lender will determine your affordable price range. Check out this post on our blog for a list of What to Bring to a Loan Application. There are a wide variety of loans types available to consumers today. Knowing that, you’ll want to make sure that you’re pre-qualified for the program that best meets your financial needs.
Financing A Home – Where To Start
We can help you find a great lender to help you finance a home. Over the years we have discovered the best in the business. So you can feel confident that anyone we refer to you that’s in our network is a consummate professional and an expert at their job.
Fill out the form below and we will be happy to put you in touch with one or more of the best mortgage loan officers in the Charleston area.
Keller Mortgage
If your tech savvy and looking to save a few dollars, you may want to check out Keller Mortgage! Keller Mortgage was built by our company to provide a lending solution for our clients that save’s them thousands of dollars in the process.